Growth Breeds Opportunity.

For smaller entities, plan options are limited. To receive value and easy administration, most install a ‘bundled’ plan. As your business grows, so will your opportunities to greatly improve your retirement plan.

Bundling refers to the structure of your plan. A bundled plan combines plan administration, record keeping, and investment advice under a single provider. Although bundling is convenient, it has many potential drawbacks. These include:

•  Higher costs
•  Total costs that grow with assets
•  Low fee transparency
•  Historically poor performance

Imagine you could design your retirement plan from scratch. How would you build it? Chances are you would combine the ease of a bundled plan, with many of the benefits unique to unbundling. And chances are you would choose to work with a fiduciary, someone legally obligated to always place your interests, and those of your participants, above all else.